What is the best travel insurance of 2020?

What is the best travel insurance of 2020? This is one of the queries that we move most this year, especially now that fortunately, travelers are much more aware of the need to hire good travel insurance Whatever our destiny.

In our case, after a long time traveling, currently for several months a year, on several occasions we have needed to use the international health insurance and we assure you, that this has saved us and above all supported, in the worst moment in which a traveler can be found: when you get sick.
Throughout this trajectory we have used some of the different options that exist, but for several years now, we traveled with Mondo and we assure you that after the experience and many comparisons, this is the best option in the market.

Taking all this into account, we tell you what are the reasons why we have made this choice, the comparison with other insurances, prices and above all, what it covers Mondo, the best travel insurance of 2020.

Best travel insurance 2020

In this section we explain what are the details and some recommendations for the choice of travel insurance and the hiring process, be as easy as possible and above all, adapt perfectly to your needs.

• Company choice: This is probably one of the most important points, since depending on the company you choose, this will be your travel medical insurance.
• Coverages: This is another key point at the time of take out travel insurance. Depending on the ones included, you will have more or less assistance or even greater or lesser deficiencies. In this case, with Mondo you make sure you have extensive sanitary coverage and incredibly professional customer service, two things for which for us, it becomes the best travel insurance of 2020.
• Do I have to advance money ?: Something as basic as this may become one of the most important reasons when deciding to take out travel insurance or another.
  With Mondo you should never advance money In case you need assistance, you just have to call them and they will take care of everything, without needing to pay a single euro.
• Contact information and assistance: One of the most important things, even if it seems silly, is to have all the contact information and travel insurance assistance. With Mondo, you will have all this information in a very clear and transparent way when you hire the policy, so that you have no doubt if you need them.
  In addition, you can download an innovative application, which we will talk about later, which is a revolution in the world of travel insurance, with which you will have everything you could need in a single click. Y call them for free from anywhere in the world!.
• Language: It is very important to have assistance in your language, especially if you do not master English. With Mondo, you will always have assistance in your language or an interpreter if necessary.
• Ease of contracting: Have all the data in a clear and transparent way, both at the time of the review and at the time of the travel insurance contracting, is incredibly important. Mondo will show you like this from the first moment.
• Insurance amount: Although we know that health is priceless, we understand that this is an important factor for all travelers and that is why we always try to recommend cheap travel insurance but also include the best coverage in the market.

In our case, after many comparisons and taking into account everything mentioned above, we always travel with Mondo, with whom we are sure that we travel in the best hands.

Medical and health care

Trips to the place you travel, as we said before, it is very important that you do it insured and if possible, with the best travel insurance. Although there are countries where health is more "economical"Any visit to the doctor can become a horror if you do not know where to go or you are not sure which is the best doctor or hospital.
If we add to that the economic factor if you travel to a country like Japan or the United States, where the price of healthcare is not nonsense, it can cost you a hospital night up to 6000 euros and an appendicitis up to 25000 euros, it is more than justified hire for example, the best travel insurance for New York.

With Mondo you will have an initial coverage of 100,000 euros, an amount much higher than what is usually found in the market and that it is a perfect option, as well as highly recommended, if you travel to countries where health costs are very high as United States, Japan or Canada.
In addition to this amount, whatever your destination, you have a coverage of 1000 euros for 10 days (100 euros per day) for convalescence at the hotel and 250 euros for dental expenses.

And just for being Street Travelers reader, you have a 5% discount on your policy, in addition to 15% if you take out family or group insurance.

The best travel insurance

Theft / material damage in your luggage

Although many times we do not pay too much attention to our luggage, Mondo does remember it and also includes it in his travel insurance policy.
With them you have 600 euros expandable to 3,000 euros, with which to cover damages and / or material losses, whether luggage or personal effects in case of theft.

You can also hire additional coverage for all your equipment, in the section IT MATERIAL, which we will talk about later.

Travel cancellation fees (optional guarantee)

With a coverage of 500 euros, expandable to 6,000 euros, Mondo reimburses you for your travel expenses, in case you can't enjoy it for up to 30 reasons, including medical, labor, legal or extraordinary causes.

The following cases are covered as an example:

• Death, hospitalization, illness or serious accident of the traveler or a relative.
• Dismissal, incorporation into a new job or forced transfer.
• Call as a party or witness in a court or for a polling station; court summons for
  divorce proceedings or submission to official opposition exams.
• Complications with pregnancy, delivery of a child for adoption or cancellation of wedding ceremony.
• Imposition of traffic penalties or withdrawal of driving license.
• Cancellation by the companion.

In addition to Mondo, you also have the option of contracting this trip cancellation insurance, even when it has been more than 7 days since the trip was booked until the insurance was contracted. Something super important and currently only offered by Mondo.

Unlimited capital

We know that there are situations that we don't like to talk about or even think about, but when we talk about a travel insuranceThere are certain issues that we must have very clear, especially when hiring. These are the cases in which it is necessary for the insurance to have unlimited capital coverage.
With Mondo, for us the best travel insurance of 2020, the most important situations in which unlimited capital is necessary, are covered in full:

• Repatriation or health transport of the injured and sick.
• Repatriation or transportation of the other insured.
• Repatriation or transportation of minors or with disabilities.
• Displacement of a family member in case of hospitalization or death.
• Displacement of a family member to accompany minors or people with disabilities.
• Repatriation or transportation of the deceased insured.
• Early return due to hospitalization or death of a relative.
• Early return for serious accident at home or at the insured's professional premises.
• Search, location and shipment of lost luggage.
• Shipping of medicines abroad.

The best travel insurance

Other coverage

Although with Mondo you have already seen that the main coverage that you may need as a traveler is covered, they still include more things, which also influence so that it has become a great travel insurance.

Civil Liability

50,000 euros to cover expenses or compensation in case you cause damage to third parties.

Defense and Claim

3,000 euros for damage claim and purchase contracts and services abroad.

Accident compensation

15.0000 euros in case of death or disability.
50.0000 euros in case of death or disability through public transport.

Delays

Up to 300 euros on departure and / or arrival of the means of transport, extension of compulsory travel and / or loss of links.

Service change

Up to 180 euros for departure of an unplanned flight, departure of an unforeseen alternative means of transport, for change of hotels or apartments and / or use of alternative transport for loss of links of the means of transport.
Up to 150 euros for loss of the means of transport by accident "in itinere".

Other coverage

Up to 3,000 euros as reimbursement for vacations not enjoyed.
Up to 3,000 euros in advance of monetary funds abroad.
3,000 euros for people rescue.
3,000 euros for kidnapping expenses.
120 euros for shipping items forgotten or stolen during the trip.
200 euros for management expenses for the loss or theft of documents.
120 euros for loss of keys to the usual home.
250 euros for opening and repair of chests and safety boxes.

Exclusive and free travel medical teleconsultation service

This exclusive Mondo service, which is currently implemented in its exclusive mobile application, offers its clients the option of being able to make any type of medical consultation, with a medical team registered in Spain, whether referring to medical, nutritional, medication and medical advice vaccines ... etc, through a WhatsApp service or through a phone call.
This service will be available 24h / 365 days a year and is another of the great reasons why Mondo is the best travel insurance.

Extra services

And last but not least, Mondo, the best travel insurance, it also includes:

• Transmission of urgent messages.
• Interpreter Service
• Information service.
• Legal information abroad.
• Cancellation of cards.

We also know that it is often important to adapt things to your needs or your tastes. In this case, Mondo also considers it that way, that's why he offers you the following special coverage that you can add to your policy and thus customize it to the fullest:

• Additional coverage for adventure sports, which includes assistance over 3000 meters high, something very important in destinations such as Peru, in which if you visit for example Lake Titicaca, you will be above that height, in which most insurance does not cover or Tibet, where you will be over 3000 meters in all places, so this coverage is absolutely necessary to travel safely.
• Extension of coverage to computer equipment.
• Cruise coverage.

If you already have the coverage selected essential that we have commented previously and that are the most important, with Mondo you can also continue to expand the coverage, so that your policy is the most appropriate to your needs and in the end, it is completely personalized, something very important and more in a travel insurance.

• Insurance for Computer Equipment:
  With this policy extension you will have secured all the computer equipment you carry on your trip, something very important for you, besides traveling safely, you have peace of mind with those material things that have a lot of value.
  Coverage includes: damage due to theft, total or partial loss due to the carrier or damage as a result of fire or aggression but always up to a maximum of 50% of the sum insured on the entire luggage.
• Cancellation Insurance (Coverage of up to 2,000, 3,000 or 4,000 euros)
  Up to 21 causes are medical, labor, legal ... for which in case of cancellation of the trip you will have the reimbursement of all expenses.
  Keep in mind that as we said before you can hire it even after more than 7 days have elapsed from the reservation of the trip to the hiring of the insurance.
• Cruise Trip
  Special coverage for this type of trip.
• Adventure sports
  Essential and ideal coverage if on your trip you are going to practice an adventure sport or you are going to travel over 3000 meters, height at which insurance is no longer covered, so this additional coverage becomes essential if you want to travel safely .

With Mondo you can also find different travel insurance modalities, in which you can also choose different options, Tranquility, Top, Premium or Only Assistance, depending on your needs.

Annual travel insurance or frequent flyer insurance

If you travel several times a year, it is highly recommended to hire this annual multi-axis insurance, with which you can travel as many times as you want in a year, but always for a maximum of 120 days each time.

We leave you the post "Annual travel insurance or frequent flyer insurance" in which we talk in detail about this insurance and its coverage.

Long Stay Insurance

Unlike the annual multi-axis insurance, this insurance will allow you to be covered during a long-term trip, without having to return to your country.
It is perfect for situations such as volunteering or ERASMUS and also has completely flexible renovations, something in which Mondo is a pioneer.

You can see all the features and hire it here.

Travel Cancellation Insurance

One of the main fears when planning a trip is that if something happens, will you get your money back?
For these cases, it is best to hire a cancellation insurance, with which you will be reimbursed for expenses in case you have to cancel your trip.

We leave you the post "Travel Cancellation Insurance" in which we talk in detail about this insurance and its coverage.

After all the data that we have told you and above all, after our experience traveling for more than 15 years, currently for several months in a row, we can say with total certainty that Mondo is the best travel insurance of 2020, taking into account, above all, its coverage and customer service that represent the most appropriate option quality / price ratio that any traveler can look for and need.

Comparative

We leave you a comparison of Mondo with the main travel insurances, so that you can check in a clear way, the reason why Mondo is for us the best travel insurance 2020.

As you can see, Mondo is the best travel insurance quality / price ratio, since it has a coverage of 100,000 euros, for us the minimum amount to travel quietly, and the most adjusted price. Do not forget that in some countries appendicitis can cost 60,000 euros.
In addition to this, Mondo includes online medical consultations and a mobile application from which you can manage any incident and even call your insurance for free if you need assistance.

Remember that in addition to the 5% discount for being a reader of Street Travelers, for families and groups you have an additional 15% discount.

Mondo insurance prices

And as we said at the beginning of the article, although we believe that money is not played on health and safety issues, you will surely be wondering, but what is the best travel insurance price what are you recommending me? Get ready to surprise yourself!
We leave you examples of the different Mondo insurance options, so you can see the prices in a clearer way.

• Tranquility Journey: 25.12 euros per person with a 5% discount already applied for being a reader of Street Travelers already applied, for a week-long trip outside Europe, such as New York. Ideal for those looking to travel in peace, although with basic coverage.
• TOP trip (most recommended option): Alone 31.24 euros per person with a 5% discount already applied for being a reader of Street Travelers already applied, for a week-long trip outside Europe, such as New York. Amazing, don't you think?
• PREMIUM trip (perfect for demanding travelers): Only 46.42 euros per person With the 5% discount already applied for being a reader of Street Travelers already applied, for a week-long trip outside Europe, with the maximum coverage of 500,000 euros.

Price of the best travel insurance 2020

And in all cases, if your trip is of a longer duration, do not worry, the longer the trip, the less cost per additional day.

In addition, as we said before, if you want to customize your travel insurance even more, you can insure computer equipment or contract cancellation insurance, even after 7 days of booking your trip.

And remember, just for being a Street Travelers reader, you have a 5% discount with Mondo, to hire the best travel insurance, in addition to 15% if you take out family or group insurance.

Since 2019, Mondo is the only travel insurance company that has a mobile app from which you can manage any problem or doubt that you have to refer to your travel insurance.

You can call throughout the year, from FREE FORM, via Wi-Fi or a mobile network in case you need assistance and manage the WhatsApp service, which we talked about previously, in addition to consulting all the details of your travel insurance policy.
Even, from the application itself, you can manage any incident related to flight delays, cancellations ... etc. in addition to consulting the status of the incident to be informed 24 hours a day.

Video: How to Choose Travel Insurance in 2020. Know what's covered and what to look out for! (April 2024).